Free Financial Tools
See Your Numbers Clearly
No login. No email required. Just free tools to help you understand where you stand financially. Play with the numbers and see what's possible.
Rule of 72 Calculator
Enter what you’re starting with and see how long it takes to double, and what it could grow to over time.
Your money doubles in
10.3
years
$10,000 becomes $20,000 in about 10.3 years
How it works: Divide 72 by your growth rate. At 7%, money doubles roughly every 10.3 years.
Start
$10,000
~10 yrs
$20,000
~21 yrs
$40,000
~31 yrs
$80,000
Growth over time
At 7% for 30 years, $10,000 could grow to $76,123 - about 7.6x what you started with.
The Rule of 72 is a quick mental estimate for doubling time. The growth above uses actual compound interest, which is why the doubling points line up closely but not exactly. Hypothetical illustration for educational purposes at a constant rate of return. It does not represent any specific product, and actual results will vary.
4 Buckets Budget Planner
Allocate your monthly income across four key areas to take control of your finances.
Emergency Fund Goal (3 months of income): $15,000
At $500/month, you'll reach your goal in 30 months.
Retirement Gap Finder
Based on the 5 Questions That Matter - see where you stand for retirement.
Projected at Retirement
$803,386
at 6% hypothetical growth
Estimated Need (25 yrs)
$1,500,000
$5,000/mo x 25 years
Your Gap
$696,614
Additional savings needed
*This is a simplified illustration using a hypothetical 6% annual return. Actual results will vary. This is not investment advice. Consult a licensed professional for personalized guidance.
DIME Coverage Calculator
Estimate how much life insurance coverage your family may need using the DIME method.
Debt
$25,000
Income
$600,000
Mortgage
$200,000
Education
$100,000
Estimated Coverage Needed
$925,000
*The DIME method provides a general estimate for educational purposes. Your actual needs may differ. This is not a recommendation to purchase any specific product. Consult a licensed professional for personalized guidance.
These tools use simplified calculations and hypothetical rates of return for educational purposes. Actual results will vary. 3 Path Financial representatives hold life insurance licenses and specialize in helping families with insurance-based strategies. We do not provide securities or investment advice. Want to see numbers tailored to your situation? Schedule your free clarity session with our team.
Want Personalized Numbers?
These tools give you the big picture. A free financial review gives you the full picture - customized to your family's specific goals and situation.
Schedule Your Free Clarity Session