Free Financial Tools
See Your Numbers Clearly
No login. No email required. Just free tools to help you understand where you stand financially. Play with the numbers and see what's possible.
Rule of 72 Calculator
See how many years it takes for your money to double at a given interest rate.
Your money doubles in
10.3
years
How it works: Divide 72 by your interest rate. At 7%, your money doubles every ~10.3 years.
Start
$10,000
~10.3 yrs
$20,000
~21 yrs
$40,000
~31 yrs
$80,000
4 Buckets Budget Planner
Allocate your monthly income across four key areas to take control of your finances.
Emergency Fund Goal (3 months of income): $15,000
At $500/month, you'll reach your goal in 30 months.
Retirement Gap Finder
Based on the 5 Questions That Matter - see where you stand for retirement.
Projected at Retirement
$803,386
at 6% hypothetical growth
Estimated Need (25 yrs)
$1,500,000
$5,000/mo x 25 years
Your Gap
$696,614
Additional savings needed
*This is a simplified illustration using a hypothetical 6% annual return. Actual results will vary. This is not investment advice. Consult a licensed professional for personalized guidance.
DIME Coverage Calculator
Estimate how much life insurance coverage your family may need using the DIME method.
Debt
$25,000
Income
$600,000
Mortgage
$200,000
Education
$100,000
Estimated Coverage Needed
$925,000
*The DIME method provides a general estimate for educational purposes. Your actual needs may differ. This is not a recommendation to purchase any specific product. Consult a licensed professional for personalized guidance.
These tools use simplified calculations and hypothetical rates of return for educational purposes. Actual results will vary. 3 Path Financial representatives hold life insurance licenses and specialize in helping families with insurance-based strategies. We do not provide securities or investment advice. Want to see numbers tailored to your situation? Schedule your free clarity session with our team.
Want Personalized Numbers?
These tools give you the big picture. A free financial review gives you the full picture - customized to your family's specific goals and situation.
Schedule Your Free Clarity Session