Free Financial Tools
See Your Numbers Clearly
No login. No email required. Just free tools to help you understand where you stand financially. Play with the numbers and see what's possible.
Rule of 72 Calculator
See how many years it takes for your money to double at a given interest rate.
Your money doubles in
10.3
years
How it works: Divide 72 by your interest rate. At 7%, your money doubles every ~10.3 years.
Start
$10,000
~10.3 yrs
$20,000
~21 yrs
$40,000
~31 yrs
$80,000
4 Buckets Budget Planner
Allocate your monthly income across four key areas to take control of your finances.
Emergency Fund Goal (3 months of income): $15,000
At $500/month, you'll reach your goal in 30 months.
Retirement Gap Finder
Based on the 5 Questions That Matter - see where you stand for retirement.
Projected at Retirement
$803,386
at 6% hypothetical growth
Estimated Need (25 yrs)
$1,500,000
$5,000/mo x 25 years
Your Gap
$696,614
Additional savings needed
*This is a simplified illustration using a hypothetical 6% annual return. Actual results will vary. This is not investment advice. Consult a licensed professional for personalized guidance.
Debt Payoff Planner
Use the Avalanche Method to create your debt-free roadmap. Highest interest rate gets paid off first.
Avalanche Order (Highest Rate First)
Total Debt
$45,000
Monthly Payment
$980
The Avalanche Method: By paying extra toward your highest-interest debt first, you minimize the total interest you pay. Once the first debt is gone, roll its payment into the next one. The snowball effect accelerates as each debt is eliminated.
Disclaimer: These tools are for educational and illustrative purposes only. They use simplified calculations and hypothetical rates of return. Actual results will vary based on individual circumstances. This is not investment advice, tax advice, or a guarantee of future performance. 3 Path Financial representatives are licensed life insurance professionals and do not provide securities or investment advice. Please consult a qualified professional before making financial decisions.
Want Personalized Numbers?
These tools give you the big picture. A free financial review gives you the full picture - customized to your family's specific goals and situation.
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